TriEqua Insurance Services' principles have 60 years of combined insurance experience.
Through the use of various strategies and insurance products, TriEqua seeks to provide financial protection for your family or business. TriEqua offers the following products from top rated insurance companies:
Term Life Insurance - Term insurance is a popular, cost effective tool to cover a life for a specific period of time. Term insurance can be purchased with coverage ranging from I to 30 years. Term insurance builds no cash value.
Whole Life - sometimes referred to as "permanent" life insurance. Whole Life policies build a "cash value" and can be borrowed or used to pay future premiums.
Survivorship Insurance -- sometimes called "Second-to-Die Insurance". Covers the life of 2 individuals and is paid out after the death of both insured. Primarily used to pay estate or inheritance taxes.
Universal Life Insurance - combines the Low-cost protection of term insurance with a "cash value" or savings component. The "cash value" can be borrowed or used to pay future premiums.
Variable Life Insurance - similar to the Universal Life, but has the potential to pay a variable interest instead of a guaranteed fixed.
Long Term Care - used to protect your accumulated wealth by providing coverage against catastrophic long-term care expenses.
Annuities - provides tax deferred savings and is designed to help augment retirement income.
NEEDS
Key Person Insurance provides a death benefit to help fulfill business obligations or the cost of replacing a key person in the event of that key persons death.
Non-Qualified Deferred Compensation is a plan by which an employer provides deferral of compensation income to a future time - such as retirement, death, or disability- for one or more selected employees.
Buy / Sell Agreements insurance coverage that provides a death benefit used to purchase ownership of a business in the event of the death of an owner.
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